The innovation lies in the innovation of financing services distributed photovoltaic power generation
"Innovation distributed photovoltaic power generation financing service" is the "notice on relevant policies to further implement the distributed photovoltaic power generation" (the country new to No. [2014]406) article twelfth subject, main connotation is also the author of this year bursts of eleven article "study on photovoltaic financial innovation", calls for discussion. As long as the attention of photovoltaic financing, must face the same reality, inevitably draw the same conclusion: a photovoltaic terminal market, the problem of financing is important, innovative financing is more important.
The praises "406 article" the good, but the National Energy Bureau can not only see the distributed photovoltaic terminal problems in the market, but also to propose solutions to the problem; not only can see the financing problem has become a major problem in distributed PV market, and points out that the key to the problem of solving problem solving -- with innovative thinking and way.
Distributed photovoltaic financing must be innovation originating from two reasons: one is the PV as a new industry should try to finance innovation; two is the current financial environment does not support must try financing innovation.
To say that the former, from the time point of view, large-scale commercial PV since the start of just a few years time, China large terminal market construction started has only three years time, highlight the distributed scale construction also just started this thing; from the investment form, distributed photovoltaic investment has the characteristics of capital demand in large scale, recovery period long, the traditional means of financing of private enterprises, for those who wish to enter this market support is very limited, so, forcing them to obtain PV terminal market construction funding through bank financing means.
Besides, the latter, it is based on two reasons: the first is part of the traditional financial institutions still remain in the PV industry overcapacity in the concept; second is even part of the traditional financial institutions that wish to enter the distributed PV market, but "406 article" say "to explore the project sale of electricity charges and project assets right to pledge loans mechanism", and the reality that there is a long distance. I asked several banks in risk control of friends, thinking and the existing mechanism, the desire for "406 text", the state-owned enterprises or consider, for private enterprises or difficult to become a reality, or to wait for a few years. China photovoltaic development is not et al, it determines the distributed photovoltaic financing means must innovate.
Distributed photovoltaic financing innovation in the performance of specific product innovation and method innovation.
Product innovation. "406 article" lists "to encourage all kinds of funds, insurance, trust and other industrial capital combination", is also the author of half year results, theoretically it is very suitable for distributed photovoltaic financing characteristics, mainly adopts a large number of private enterprises is also this several kinds of financing products in reality.
The way of innovation. "406 article" in this aspect is under the martial arts, "encourage banks and other financial institutions in cooperation with local governments to build distributed photovoltaic power generation project financing service platform, the establishment of strategic cooperative relationship between enterprises and photovoltaic power generation backbone enterprises...... The establishment of a loan mechanism to personal income as credit conditions, the implementation of unsecured loans to credit and high personal installation distributed photovoltaic power generation facilities gradually". Any research "406 article" of the people, from between the lines is not difficult to appreciate the efforts and professional national energy bureau.
Innovation must be tough, distributed photovoltaic financing innovation is very difficult, difficult in the current financial environment challenge China. The problem of financing is not only one of the main problems restricting the development of photovoltaic industry, one of the main problems is restricted to China economic development. This country has repeatedly high-level meeting of solving the problem of difficult financing of small and medium-sized enterprises, with little success so far. Because of the distributed photovoltaic investment market is the ideal market financial products, financial institutions concerned strength greater than the general industry attention dynamics, and distributed photovoltaic financing innovation, will walk in front of general industry theory, in fact bear the heavy responsibility of promoting Chinese financial reform.
National Bureau of energy as a national energy administration, can effective words and policy is that, financial institutions can pay more attention to the industry, is the financial institutions matter. Photovoltaic enterprises now can do, is to create the best products with the best distributed photovoltaic financing innovation environment.
Guofa Electric Appliance Switch Factory news www.jiandq.com